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How serious is credit card fraud?

On Behalf of | Jan 19, 2021 | White Collar Crimes

Those who are convicted of credit card fraud in Texas might face a variety of penalties such as a fine, probation or jail time. Individuals who are convicted of felony credit card fraud could spend many years in prison. The types of penalties that you might face depend on your intent, the amount of money that was stolen, and the age of your victim.

Did you make an honest mistake?

To be convicted of fraud, a prosecutor must be able to show that you intended to break the law. For instance, using a skimming device to obtain another person’s credit information would likely be seen as a willful violation of federal statutes. However, if you thought that you had your mother’s permission to use her credit card to buy school supplies, it may be difficult for authorities to prove that a crime occurred.

Are you facing state charges or federal charges?

Texas law says that you can spend up to two years in custody if convicted on a state credit card fraud charge. However, you might spend up to 20 years in prison if convicted of this crime at the federal level. Furthermore, both state and federal sentencing guidelines allow for additional penalties to be imposed if warranted.

A charge may be upgraded if the victim was an elderly individual

A Texas credit card fraud charge may be upgraded from a misdemeanor to a felony if the victim was considered to be an elderly person. Defendants can be sent to prison for up to a decade for committing a financial crime against an older individual.